Major Rating Factors:
                     Good overall results on stability tests (5.1 on a scale of 0 to 10) based on healthy premium and capital growth during 2022. Excellent profitability (8.4) with operating gains in each of the last five years. Excellent capitalization index (10.0) based on excellent current risk-adjusted capital (severe loss scenario). However, risk-adjusted capital has reached as low as the weak level during recent years.
                
            
                    Other Rating Factors:
                     Excellent quality investment portfolio (7.8) containing small junk bond exposure. Excellent liquidity (8.8) with ample operational cash flow and liquid investments.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    AL, GA, LA, MI, MS, OH, OK, PA, SC, TX, VA
                
            
                    Principal Enrollment Breakdown:
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            Corporate Info
    Group Affiliation
        Wheaton Management LLC
    Investment Rating
        
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    Company Address
        
                
                     500 Steed Road 
Ridgeland, MS 39157
    Ridgeland, MS 39157
Phone Number
        (601) 956-2028
    NAIC Number
          15931
    Website
        
    Largest Affiliates