Major Rating Factors:
                     Good quality investment portfolio (5.2 on a scale of 0 to 10) containing large holdings of mortgages. Good overall results on stability tests (5.8) based on consistent premium and capital growth in the last five years. Excellent profitability (8.4) despite a decline in earnings during 2022.
                
            
                    Other Rating Factors:
                     Excellent overall capitalization (10.0) based on excellent current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels. Excellent liquidity (7.4) with ample operational cash flow and liquid investments.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    All states except CT, MA, MN, NY, WI, also licensed in PR
                
            
                    Principal Enrollment Breakdown:
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            Corporate Info
    Group Affiliation
        Wheaton Management LLC
    Investment Rating
        
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    Company Address
        
                
                     500 Steed Road 
Ridgeland, MS 39157
    Ridgeland, MS 39157
Phone Number
        (601) 956-2028
    NAIC Number
          60250
    Website
        
    Largest Affiliates