Major Rating Factors:
                     Excellent capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent overall results on stability tests (7.2) based on consistent premium and capital growth in the last five years but a decline in enrollment during 2022. Good overall profitability index (6.7) despite a decline in earnings during 2022.
                
            
                    Other Rating Factors:
                     Good quality investment portfolio (6.5) containing junk bond exposure equal to 98.1% of capital. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    UT
                
            
                    Principal Enrollment Breakdown:
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            Other Highlights
                Medical Loss Ratio
                    
                Medical Expense
                Per Member Per Month ($)
                    
                Provider Compensation ($000)
                Capitation Pay
                    
                Fee For Service
                    
                Contractual Pay
                    
                Salary
                    
                Bonus
                    
                Other
                    
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                Member Physicians
                    
                Enrollment
                    
                Total Patient Encounters
                Physician
                    
                Non-Physician
                    
                Corporate Info
    Group Affiliation
        Cambia Health Solutions Inc
    Investment Rating
        
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    Company Address
        
                
                     200 SW Market Street 
Portland, OR 97201
    Portland, OR 97201
Phone Number
        (503) 721-7189
    NAIC Number
          54550
    Website
        
    Largest Affiliates