Major Rating Factors:
                     Excellent capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk-adjusted capital (severe loss scenario). Furthermore, this high level of risk-adjusted capital has been consistently maintained in previous years. Excellent quality investment portfolio (9.9) containing small junk bond exposure. Excellent overall results on stability tests (7.4) based on consistent premium and capital growth in the last five years. Rating is significantly influenced by the strong financial results of Cambia Health Solutions Inc.
                
            
                    Other Rating Factors:
                     Good overall profitability index (6.0) despite a decline in earnings during 2022. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.                        
                
            
                    Principal Lines of Business:
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                    Licensed in:
                    OR, WA
                
            
                    Principal Enrollment Breakdown:
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            Other Highlights
                Medical Loss Ratio
                    
                Medical Expense
                Per Member Per Month ($)
                    
                Provider Compensation ($000)
                Capitation Pay
                    
                Fee For Service
                    
                Contractual Pay
                    
                Salary
                    
                Bonus
                    
                Other
                    
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                Member Physicians
                    
                Enrollment
                    
                Total Patient Encounters
                Physician
                    
                Non-Physician
                    
                Corporate Info
    Group Affiliation
        Cambia Health Solutions Inc
    Investment Rating
        
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    Company Address
        
                
                     200 SW Market Street 
Portland, OR 97201
    Portland, OR 97201
Phone Number
        (503) 721-7189
    NAIC Number
          47350
    Website
        
    Largest Affiliates