A
ARAG Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.41
Risk Adjusted
Capital Ratio #2
2.96
Loss
Ratio
62.42%
Total
Assets
185.62M
Capital
120.45M
Net
Premiums
86.89M
Net
Income
13.32M
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Weiss Ratings ARAG Ins Co
Des Moines, IA 		Click to
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Rating A
Capitalization Index 9.90
Investment Safety Index --
Liquidity Index 6.90
Profitability Index 8.20
Reserve Adequacy Index 6.30
Stability Index 5.90
Company Info ARAG Ins Co
Des Moines, IA 		Click to
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Industry P&C
NAIC Number 34738
Phone Number (515) 246-1200
Website www.araglegal.com
Address 500 Grand Avenue Des Moines, IA 50309
Balance Sheet ARAG Ins Co
Des Moines, IA 		Click to
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Total Assets 185.62M
Capital and Reserves ARAG Ins Co
Des Moines, IA 		Click to
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Risk-Adjusted Capital Ratio #1 4.41
Risk-Adjusted Capital Ratio #2 2.96
1-Year Reserve Development 370.00%
2-Year Reserve Development 520.00%
Capital 120.45M
Premium to Surplus 150.00%
Reserves to Surplus 50.00%
Investments ARAG Ins Co
Des Moines, IA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios ARAG Ins Co
Des Moines, IA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 130.00%
Combined Ratio 90.00%
Expense Ratio 30.00%
Loss Ratio 62.42%
Net Premium Growth 0.00%
Other Medical ARAG Ins Co
Des Moines, IA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability ARAG Ins Co
Des Moines, IA 		Click to
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Net Income 13.32M
Net Premium 86.89M
Health Premium --