| Weiss Ratings |
United Association Credit Union
Concord, CA |
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| Rating | ||||
| Asset Quality Index | 8.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 5.70 | |||
| Company Info |
United Association Credit Union
Concord, CA |
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| NCUA Charter Number | 5300 | |||
| Phone Number | (925) 686-1044 | |||
| Website | unitedassociationcu.org | |||
| Asset Quality |
United Association Credit Union
Concord, CA |
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| 1-Year Asset Growth | 4.98% | |||
| 5-Year Asset Growth | 9.01% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.19% | |||
| Non-Performing Assets to Assets | 0.43% | |||
| Non-Performing Loans to Capital | 2.37% | |||
| Non-Performing Loans to Loans | 0.77% | |||
| Balance Sheet |
United Association Credit Union
Concord, CA |
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| Total Assets | 13.25M | |||
| Total Deposits | 10.88M | |||
| Capital and Reserves |
United Association Credit Union
Concord, CA |
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| Capital | 2.37M | |||
| Leverage Ratio | 17.88 | |||
| Loan Loss Reserves to Loans | 0.50% | |||
| Liquidity |
United Association Credit Union
Concord, CA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 38.62% | |||
| Profitability |
United Association Credit Union
Concord, CA |
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| 5-Year Return on Average Assets | 1.33% | |||
| Net Income | 137.00K | |||
| Net Interest Spread | 5.66% | |||
| Operating Profit to Average Assets | 2.34% | |||
| Overhead Efficiency Ratio | 58.60% | |||
| Return on Assets | 2.08% | |||
| Return on Equity | 11.85% | |||