| Weiss Ratings |
Meridian Credit Union
Ottumwa, IA |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 4.20 | |||
| Stability Index | 7.80 | |||
| Company Info |
Meridian Credit Union
Ottumwa, IA |
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| NCUA Charter Number | 5118 | |||
| Phone Number | (641) 684-4207 | |||
| Website | www.myosecu.org | |||
| Asset Quality |
Meridian Credit Union
Ottumwa, IA |
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| 1-Year Asset Growth | -0.41% | |||
| 5-Year Asset Growth | 5.13% | |||
| 5-Year Charge-Offs to Average Loans | 0.06% | |||
| Charge-Offs to Average Loans | 0.56% | |||
| Non-Performing Assets to Assets | 0.37% | |||
| Non-Performing Loans to Capital | 2.26% | |||
| Non-Performing Loans to Loans | 0.91% | |||
| Balance Sheet |
Meridian Credit Union
Ottumwa, IA |
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| Total Assets | 33.69M | |||
| Total Deposits | 28.21M | |||
| Capital and Reserves |
Meridian Credit Union
Ottumwa, IA |
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| Capital | 5.42M | |||
| Leverage Ratio | 16.16 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Meridian Credit Union
Ottumwa, IA |
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| Hot Money Ratio | 6.67% | |||
| Liquidity Ratio | 33.93% | |||
| Profitability |
Meridian Credit Union
Ottumwa, IA |
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| 5-Year Return on Average Assets | 0.45% | |||
| Net Income | 123.00K | |||
| Net Interest Spread | 4.35% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 71.21% | |||
| Return on Assets | 0.71% | |||
| Return on Equity | 4.59% | |||