E
Red Oak Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Red Oak Credit Union
Tuscaloosa, AL
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Rating E
Asset Quality Index 3.50
Capitalization Index 0.80
Liquidity Index 3.10
Profitability Index 0.40
Stability Index 0.00
Company Info Red Oak Credit Union
Tuscaloosa, AL
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NCUA Charter Number 5067
Phone Number (205) 759-7317
Website www.redoakcu.com
Asset Quality Red Oak Credit Union
Tuscaloosa, AL
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1-Year Asset Growth -5.16%
5-Year Asset Growth 6.74%
5-Year Charge-Offs to Average Loans 2.36%
Charge-Offs to Average Loans 1.03%
Non-Performing Assets to Assets 0.89%
Non-Performing Loans to Capital 19.93%
Non-Performing Loans to Loans 1.26%
Balance Sheet Red Oak Credit Union
Tuscaloosa, AL
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Total Assets 42.09M
Total Deposits 31.39M
Capital and Reserves Red Oak Credit Union
Tuscaloosa, AL
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Capital 1.79M
Leverage Ratio 7.28
Loan Loss Reserves to Loans 0.46%
Liquidity Red Oak Credit Union
Tuscaloosa, AL
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Hot Money Ratio 8.83%
Liquidity Ratio 13.79%
Profitability Red Oak Credit Union
Tuscaloosa, AL
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5-Year Return on Average Assets -0.48%
Net Income -33.00K
Net Interest Spread 3.31%
Operating Profit to Average Assets 0.03%
Overhead Efficiency Ratio 99.32%
Return on Assets -0.15%
Return on Equity -3.78%