| Weiss Ratings |
Cornerstone Credit Union
Freeport, IL |
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| Rating | ||||
| Asset Quality Index | 9.70 | |||
| Capitalization Index | 6.60 | |||
| Liquidity Index | 4.90 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.60 | |||
| Company Info |
Cornerstone Credit Union
Freeport, IL |
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| NCUA Charter Number | 4201 | |||
| Phone Number | (815) 235-5855 | |||
| Website | www.cornerstonecu.org | |||
| Asset Quality |
Cornerstone Credit Union
Freeport, IL |
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| 1-Year Asset Growth | 10.02% | |||
| 5-Year Asset Growth | 6.32% | |||
| 5-Year Charge-Offs to Average Loans | 0.20% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 1.07% | |||
| Non-Performing Loans to Capital | 1.90% | |||
| Non-Performing Loans to Loans | 0.29% | |||
| Balance Sheet |
Cornerstone Credit Union
Freeport, IL |
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| Total Assets | 168.28M | |||
| Total Deposits | 150.74M | |||
| Capital and Reserves |
Cornerstone Credit Union
Freeport, IL |
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| Capital | 16.31M | |||
| Leverage Ratio | 9.57 | |||
| Loan Loss Reserves to Loans | 0.82% | |||
| Liquidity |
Cornerstone Credit Union
Freeport, IL |
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| Hot Money Ratio | 16.17% | |||
| Liquidity Ratio | 35.18% | |||
| Profitability |
Cornerstone Credit Union
Freeport, IL |
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| 5-Year Return on Average Assets | 0.42% | |||
| Net Income | 596.00K | |||
| Net Interest Spread | 4.16% | |||
| Operating Profit to Average Assets | 0.91% | |||
| Overhead Efficiency Ratio | 80.77% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 7.50% | |||