| Weiss Ratings |
Virginia Federal Credit Union
Richmond, VA |
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| Rating | ||||
| Asset Quality Index | 7.30 | |||
| Capitalization Index | 6.40 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 5.00 | |||
| Stability Index | 5.70 | |||
| Company Info |
Virginia Federal Credit Union
Richmond, VA |
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| NCUA Charter Number | 417 | |||
| Phone Number | (804) 323-6800 | |||
| Website | www.vacu.org | |||
| Asset Quality |
Virginia Federal Credit Union
Richmond, VA |
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| 1-Year Asset Growth | 32.15% | |||
| 5-Year Asset Growth | 12.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.56% | |||
| Charge-Offs to Average Loans | 0.95% | |||
| Non-Performing Assets to Assets | 0.72% | |||
| Non-Performing Loans to Capital | 7.09% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
Virginia Federal Credit Union
Richmond, VA |
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| Total Assets | 7.00B | |||
| Total Deposits | 6.09B | |||
| Capital and Reserves |
Virginia Federal Credit Union
Richmond, VA |
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| Capital | 613.86M | |||
| Leverage Ratio | 10.74 | |||
| Loan Loss Reserves to Loans | 1.52% | |||
| Liquidity |
Virginia Federal Credit Union
Richmond, VA |
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| Hot Money Ratio | 13.53% | |||
| Liquidity Ratio | 13.24% | |||
| Profitability |
Virginia Federal Credit Union
Richmond, VA |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 24.38M | |||
| Net Interest Spread | 4.26% | |||
| Operating Profit to Average Assets | 1.52% | |||
| Overhead Efficiency Ratio | 74.58% | |||
| Return on Assets | 0.70% | |||
| Return on Equity | 8.25% | |||