B
Allegacy Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 8.40
Capitalization Index 9.30
Liquidity Index 2.50
Profitability Index 5.80
Stability Index 5.70
Company Info Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 362
Phone Number (336) 774-3400
Website www.allegacy.org
Asset Quality Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 6.29%
5-Year Asset Growth 7.61%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.17%
Non-Performing Assets to Assets 0.54%
Non-Performing Loans to Capital 4.50%
Non-Performing Loans to Loans 0.65%
Balance Sheet Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 2.42B
Total Deposits 2.07B
Capital and Reserves Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Capital 272.65M
Leverage Ratio 11.27
Loan Loss Reserves to Loans 0.95%
Liquidity Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 16.55%
Liquidity Ratio 13.41%
Profitability Allegacy Federal Credit Union
Winston-Salem, NC
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.90%
Net Income 8.08M
Net Interest Spread 4.16%
Operating Profit to Average Assets 0.87%
Overhead Efficiency Ratio 84.29%
Return on Assets 0.67%
Return on Equity 6.03%