C
Ocean County Employees Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
18.02
Leverage
Ratio
18.02
Return On
Assets
1.24%
Total
Assets
1.48M
Capital
266.00K
Total
Deposits
1.21M
Net
Income
9.00K
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Weiss Ratings Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.70
Profitability Index 5.30
Stability Index 5.00
Company Info Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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NCUA Charter Number 3333
Phone Number (732) 341-4004
Website --
Asset Quality Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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1-Year Asset Growth -4.28%
5-Year Asset Growth -0.68%
5-Year Charge-Offs to Average Loans 0.80%
Charge-Offs to Average Loans 3.11%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Total Assets 1.48M
Total Deposits 1.21M
Capital and Reserves Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Capital 266.00K
Leverage Ratio 18.02
Loan Loss Reserves to Loans 2.96%
Liquidity Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 90.83%
Profitability Ocean County Employees Federal Credit Union
Toms River, NJ 		Click to
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5-Year Return on Average Assets 0.31%
Net Income 9.00K
Net Interest Spread 6.93%
Operating Profit to Average Assets 1.10%
Overhead Efficiency Ratio 76.32%
Return on Assets 1.24%
Return on Equity 6.90%