C
Clifty Creek Employees Federal Credit Union
Madison,  IN
Rating Date
September 2025
Net Capital
Ratio
18.43
Leverage
Ratio
18.43
Return On
Assets
-0.72%
Total
Assets
15.86M
Capital
2.92M
Total
Deposits
12.92M
Net
Income
-57.00K
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Weiss Ratings Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Rating C
Asset Quality Index 8.80
Capitalization Index 10.00
Liquidity Index 4.30
Profitability Index 1.10
Stability Index 8.20
Company Info Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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NCUA Charter Number 2388
Phone Number (812) 265-4881
Website www.cliftycreekcu.com
Asset Quality Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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1-Year Asset Growth -2.20%
5-Year Asset Growth 6.62%
5-Year Charge-Offs to Average Loans -0.02%
Charge-Offs to Average Loans 1.68%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 1.59%
Non-Performing Loans to Loans 0.34%
Balance Sheet Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Total Assets 15.86M
Total Deposits 12.92M
Capital and Reserves Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Capital 2.92M
Leverage Ratio 18.43
Loan Loss Reserves to Loans 0.92%
Liquidity Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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Hot Money Ratio 29.75%
Liquidity Ratio 34.73%
Profitability Clifty Creek Employees Federal Credit Union
Madison, IN 		Click to
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5-Year Return on Average Assets 0.65%
Net Income -57.00K
Net Interest Spread 3.63%
Operating Profit to Average Assets 0.55%
Overhead Efficiency Ratio 82.04%
Return on Assets -0.72%
Return on Equity -3.89%