C
Heartland Area Federal Credit Union
OmahaNE
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Heartland Area Federal Credit Union
Omaha, NE
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Rating C
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 6.40
Profitability Index 0.00
Stability Index 5.00
Company Info Heartland Area Federal Credit Union
Omaha, NE
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NCUA Charter Number 1906
Phone Number (402) 571-8444
Website www.heartlandfcu.org
Asset Quality Heartland Area Federal Credit Union
Omaha, NE
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1-Year Asset Growth 37.56%
5-Year Asset Growth 7.08%
5-Year Charge-Offs to Average Loans 0.48%
Charge-Offs to Average Loans 0.42%
Non-Performing Assets to Assets 0.72%
Non-Performing Loans to Capital 3.64%
Non-Performing Loans to Loans 1.82%
Balance Sheet Heartland Area Federal Credit Union
Omaha, NE
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Total Assets 28.76M
Total Deposits 23.00M
Capital and Reserves Heartland Area Federal Credit Union
Omaha, NE
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Capital 5.60M
Leverage Ratio 19.47
Loan Loss Reserves to Loans 0.83%
Liquidity Heartland Area Federal Credit Union
Omaha, NE
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Hot Money Ratio 0.00%
Liquidity Ratio 34.64%
Profitability Heartland Area Federal Credit Union
Omaha, NE
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5-Year Return on Average Assets -0.68%
Net Income -76.00K
Net Interest Spread 3.16%
Operating Profit to Average Assets -1.04%
Overhead Efficiency Ratio 130.24%
Return on Assets -1.06%
Return on Equity -5.39%