| Weiss Ratings |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 6.60 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 2.20 | |||
| Stability Index | 3.20 | |||
| Company Info |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 1740 | |||
| Phone Number | (231) 759-7931 | |||
| Website | -- | |||
| Asset Quality |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -10.27% | |||
| 5-Year Asset Growth | 2.15% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.82% | |||
| Non-Performing Assets to Assets | 1.22% | |||
| Non-Performing Loans to Capital | 4.28% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 13.18M | |||
| Total Deposits | 11.85M | |||
| Capital and Reserves |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.32M | |||
| Leverage Ratio | 9.98 | |||
| Loan Loss Reserves to Loans | 1.23% | |||
| Liquidity |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 25.22% | |||
| Profitability |
Muskegon Saint Joseph Federal Credit Union
Muskegon, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.68% | |||
| Net Income | 74.00K | |||
| Net Interest Spread | 4.06% | |||
| Operating Profit to Average Assets | 1.30% | |||
| Overhead Efficiency Ratio | 73.28% | |||
| Return on Assets | 1.10% | |||
| Return on Equity | 11.66% | |||