| Weiss Ratings |
Magnolia State Bank
Eastman, GA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 9.50 | |||
| Stability Index | 8.00 | |||
| Company Info |
Magnolia State Bank
Eastman, GA |
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| FDIC Number | 877 | |||
| Phone Number | (478) 374-3418 | |||
| Website | www.bankmsb.com | |||
| Asset Quality |
Magnolia State Bank
Eastman, GA |
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| 1-Year Asset Growth | -2.27% | |||
| 5-Year Asset Growth | 4.21% | |||
| 5-Year Charge-Offs to Average Loans | -0.23% | |||
| Charge-Offs to Average Loans | -0.41% | |||
| Non-Performing Assets to Assets | 0.46% | |||
| Non-Performing Loans to Capital | 1.85% | |||
| Non-Performing Loans to Loans | 0.54% | |||
| Balance Sheet |
Magnolia State Bank
Eastman, GA |
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| Total Assets | 197.56M | |||
| Total Deposits | 166.16M | |||
| Capital and Reserves |
Magnolia State Bank
Eastman, GA |
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| Capital | 30.13M | |||
| Leverage Ratio | 15.34 | |||
| Loan Loss Reserves to Loans | 2.22% | |||
| Risk-Based Capital Ratio | -- | |||
| Liquidity |
Magnolia State Bank
Eastman, GA |
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| Hot Money Ratio | 8.23% | |||
| Liquidity Ratio | 45.94% | |||
| Profitability |
Magnolia State Bank
Eastman, GA |
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| 5-Year Return on Average Assets | 1.67% | |||
| Net Income | 2.61M | |||
| Net Interest Spread | 5.73% | |||
| Operating Profit to Average Assets | 2.67% | |||
| Overhead Efficiency Ratio | 57.05% | |||
| Return on Assets | 2.67% | |||
| Return on Equity | 18.20% | |||