B
Charles Schwab Bank, SSB
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Charles Schwab Bank, SSB
Westlake, TX
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Rating B
Asset Quality Index 8.40
Capitalization Index 7.60
Liquidity Index 4.70
Profitability Index 3.50
Stability Index 5.00
Company Info Charles Schwab Bank, SSB
Westlake, TX
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FDIC Number 57450
Phone Number (775) 689-6800
Website www.schwab.com/bank
Asset Quality Charles Schwab Bank, SSB
Westlake, TX
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1-Year Asset Growth -9.55%
5-Year Asset Growth 5.43%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.02%
Non-Performing Loans to Capital 0.12%
Non-Performing Loans to Loans 0.08%
Balance Sheet Charles Schwab Bank, SSB
Westlake, TX
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Total Assets 247.66B
Total Deposits 209.55B
Capital and Reserves Charles Schwab Bank, SSB
Westlake, TX
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Capital 21.24B
Leverage Ratio 12.16
Loan Loss Reserves to Loans 0.05%
Risk-Based Capital Ratio 42.01
Liquidity Charles Schwab Bank, SSB
Westlake, TX
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Hot Money Ratio 0.00%
Liquidity Ratio 42.18%
Profitability Charles Schwab Bank, SSB
Westlake, TX
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5-Year Return on Average Assets 0.59%
Net Income 1.04B
Net Interest Spread 1.43%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 24.32%
Return on Assets 0.78%
Return on Equity 9.96%