B
Frost Bank
Rating Date
March 2026
Risk Based
Capital Ratio
15.34
Leverage
Ratio
8.69
Return On
Assets
1.24%
Total
Assets
53.13B
Capital
4.54B
Total
Deposits
43.33B
Net
Income
662.16M
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Weiss Ratings Frost Bank
San Antonio, TX 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 6.70
Liquidity Index 4.40
Profitability Index 5.90
Stability Index 7.70
Company Info Frost Bank
San Antonio, TX 		Click to
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FDIC Number 5510
Phone Number (210) 220-4011
Website www.frostbank.com
Asset Quality Frost Bank
San Antonio, TX 		Click to
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1-Year Asset Growth 1.04%
5-Year Asset Growth 5.04%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 1.73%
Non-Performing Loans to Loans 0.33%
Balance Sheet Frost Bank
San Antonio, TX 		Click to
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Total Assets 53.13B
Total Deposits 43.33B
Capital and Reserves Frost Bank
San Antonio, TX 		Click to
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Capital 4.54B
Leverage Ratio 8.69
Loan Loss Reserves to Loans 1.29%
Risk-Based Capital Ratio 15.34
Liquidity Frost Bank
San Antonio, TX 		Click to
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Hot Money Ratio 13.43%
Liquidity Ratio 41.95%
Profitability Frost Bank
San Antonio, TX 		Click to
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5-Year Return on Average Assets 1.08%
Net Income 662.16M
Net Interest Spread 3.65%
Operating Profit to Average Assets 1.49%
Overhead Efficiency Ratio 62.80%
Return on Assets 1.24%
Return on Equity 15.86%