B
The First National Bank of McIntosh
Rating Date
October 2025
Risk Based
Capital Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The First National Bank of McIntosh
McIntosh, MN
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Rating B
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 4.90
Profitability Index 7.50
Stability Index 6.30
Company Info The First National Bank of McIntosh
McIntosh, MN
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FDIC Number 5196
Phone Number (218) 563-2865
Website www.fnbmcintosh.com
Asset Quality The First National Bank of McIntosh
McIntosh, MN
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1-Year Asset Growth 10.35%
5-Year Asset Growth 8.04%
5-Year Charge-Offs to Average Loans 0.01%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.07%
Non-Performing Loans to Capital 3.78%
Non-Performing Loans to Loans 0.17%
Balance Sheet The First National Bank of McIntosh
McIntosh, MN
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Total Assets 40.28M
Total Deposits 31.26M
Capital and Reserves The First National Bank of McIntosh
McIntosh, MN
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Capital 8.84M
Leverage Ratio 21.93
Loan Loss Reserves to Loans 1.81%
Risk-Based Capital Ratio 64.27
Liquidity The First National Bank of McIntosh
McIntosh, MN
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Hot Money Ratio 21.30%
Liquidity Ratio 67.30%
Profitability The First National Bank of McIntosh
McIntosh, MN
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5-Year Return on Average Assets 1.07%
Net Income 300.00K
Net Interest Spread 3.33%
Operating Profit to Average Assets 1.84%
Overhead Efficiency Ratio 48.48%
Return on Assets 1.54%
Return on Equity 6.95%