| Weiss Ratings |
The Peoples Bank
Ripley, MS |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.50 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.30 | |||
| Stability Index | 6.10 | |||
| Company Info |
The Peoples Bank
Ripley, MS |
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| FDIC Number | 15871 | |||
| Phone Number | (662) 837-8191 | |||
| Website | www.peoplesripley.com | |||
| Asset Quality |
The Peoples Bank
Ripley, MS |
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| 1-Year Asset Growth | 8.55% | |||
| 5-Year Asset Growth | 5.11% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.01% | |||
| Non-Performing Assets to Assets | 0.16% | |||
| Non-Performing Loans to Capital | 1.49% | |||
| Non-Performing Loans to Loans | 0.42% | |||
| Balance Sheet |
The Peoples Bank
Ripley, MS |
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| Total Assets | 551.99M | |||
| Total Deposits | 497.02M | |||
| Capital and Reserves |
The Peoples Bank
Ripley, MS |
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| Capital | 47.29M | |||
| Leverage Ratio | 10.64 | |||
| Loan Loss Reserves to Loans | 1.40% | |||
| Risk-Based Capital Ratio | 22.65 | |||
| Liquidity |
The Peoples Bank
Ripley, MS |
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| Hot Money Ratio | 33.34% | |||
| Liquidity Ratio | 47.14% | |||
| Profitability |
The Peoples Bank
Ripley, MS |
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| 5-Year Return on Average Assets | 0.95% | |||
| Net Income | 2.19M | |||
| Net Interest Spread | 2.41% | |||
| Operating Profit to Average Assets | 0.99% | |||
| Overhead Efficiency Ratio | 62.80% | |||
| Return on Assets | 0.82% | |||
| Return on Equity | 9.73% | |||