A
Muenster State Bank
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Muenster State Bank
Muenster, TX
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Rating A
Asset Quality Index 9.00
Capitalization Index 10.00
Liquidity Index 4.60
Profitability Index 7.70
Stability Index 8.20
Company Info Muenster State Bank
Muenster, TX
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FDIC Number 15523
Phone Number (940) 759-2257
Website www.muensterstate.bank
Asset Quality Muenster State Bank
Muenster, TX
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1-Year Asset Growth 7.14%
5-Year Asset Growth 5.38%
5-Year Charge-Offs to Average Loans -0.06%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Muenster State Bank
Muenster, TX
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Total Assets 223.09M
Total Deposits 186.70M
Capital and Reserves Muenster State Bank
Muenster, TX
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Capital 25.23M
Leverage Ratio 14.62
Loan Loss Reserves to Loans 0.87%
Risk-Based Capital Ratio --
Liquidity Muenster State Bank
Muenster, TX
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Hot Money Ratio 15.77%
Liquidity Ratio 61.02%
Profitability Muenster State Bank
Muenster, TX
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5-Year Return on Average Assets 1.59%
Net Income 2.40M
Net Interest Spread 3.28%
Operating Profit to Average Assets 2.10%
Overhead Efficiency Ratio 37.37%
Return on Assets 2.10%
Return on Equity 20.89%