A
The Bank of Southside Virginia
CarsonVA
Rating Date
October 2025
Risk Based
Capital Ratio
--
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 6.80
Capitalization Index 10.00
Liquidity Index 4.00
Profitability Index 9.00
Stability Index 10.00
Company Info The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
FDIC Number 11580
Phone Number (434) 246-5211
Website www.bsvnet.com
Asset Quality The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -4.77%
5-Year Asset Growth 3.52%
5-Year Charge-Offs to Average Loans 0.03%
Charge-Offs to Average Loans -0.03%
Non-Performing Assets to Assets 0.03%
Non-Performing Loans to Capital 0.07%
Non-Performing Loans to Loans 0.04%
Balance Sheet The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 650.59M
Total Deposits 477.83M
Capital and Reserves The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
Capital 118.96M
Leverage Ratio 20.80
Loan Loss Reserves to Loans 1.24%
Risk-Based Capital Ratio --
Liquidity The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.34%
Liquidity Ratio 39.18%
Profitability The Bank of Southside Virginia
Carson, VA
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.55%
Net Income 5.90M
Net Interest Spread 4.26%
Operating Profit to Average Assets 2.04%
Overhead Efficiency Ratio 53.22%
Return on Assets 1.74%
Return on Equity 10.10%