The Credit Union For All
Major Rating Factors:
Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.4 has resulted in Fair (4.4) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (3.1 on a scale of 0 to 10).
Other Rating Factors:
A current level of 12.7 percent of nonperforming loans to core capital contributes to the Good asset quality (5.6). Good current capitalization (5.1 on a scale of 0 to 10) based on a net capital to total assets of 7.5 and a net worth ratio of 0.0.
Asset Mix:
Consumer loans (45%), home mtgs (7%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
1811 Eastland Drive
Bloomington, IL 61704
Bloomington, IL 61704
Phone Number
(309) 661-1166
NCUA Charter Number
Website
Largest Competitors
Chicago, IL
Bloomington, IL
Bloomington, IL
Bloomington, IL
Bloomington, IL