American Airlines Federal Credit Union
                    
                            Major Rating Factors:
                             A current level of 2.8 percent of nonperforming loans to core capital  contributes to the Excellent asset quality (9.5). Excellent current capitalization (9.1 on a scale of 0 to 10) based on a net capital to total assets of 10.9 and a net worth ratio of 0.0. 
                        
					
							Other Rating Factors:
							 A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.8 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.9%, coupled with a return on assets of 0.5 has resulted in Fair (4.7) profitability.                         
						
					
							Asset Mix:
							Home mtgs (37%), consumer loans (17%), other (46%)
						
					Asset Quality
                        Non-Performing Loans to Capital
                            
                        Non-Performing Assets to Assets
                            
                        Non-Performing Loans to Loans
                            
                        Loan Loss Reserves to Loans
                            
                        Charge-Offs to Average Loans
                            
                        5-Year Charge-Offs to Average Loans
                            
                        5-Year Asset Growth
                            
                        1-Year Asset Growth
                            
                        Profitability
                        Operating Profit to Average Assets
                            
                        Return on Equity
                            
                        Net Interest Spread
                            
                        5-Year ROAA (Return on Average Assets)
                            
                        Overhead Efficiency Ratio
                            
                        Corporate Info
						Address
							
								14050 FAA Boulevard 
Fort Worth, TX 76155
						Fort Worth, TX 76155
Phone Number
							(817) 952-4100
						NCUA Charter Number
							
						Website
							
						Largest Competitors
						
													Fort Worth, TX
												
											
													Fort Worth, TX
												
											
													Fort Worth, TX
												
											
													Fort Worth, TX
												
											
													Fort Worth, TX