Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a risk-based capital ratio of 55.7 and a capital leverage ratio of 27.3. Operating profits as a percentage of assets at 3.4%, coupled with a return on assets of 2.5 has resulted in Excellent (9.8) profitability.
Other Rating Factors:
A current level of 3.2 percent of nonperforming loans to core capital combined with 1.2 percent from a year earlier contributes to the Excellent asset quality (8.3). A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (8.0 on a scale of 0 to 10).
Asset Mix:
Cash (41%), comm loans (6%), comm re (5%), home mtgs (5%), home eq lns (1%), securities (1%), consumer loans (1%), other (41%)
States with Branches:
NY
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Deutsche Bank Aktiengesellschaft
Investment Rating
--
Address
1 Columbus Circle
New York, NY 10019
New York, NY 10019
Phone Number
(212) 250-2500
Year Founded
1903
FDIC Number
Largest Affiliates
Los Angeles, CA
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Bank
New York, NY
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Bank
New York, NY
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Bank