Mediapolis Savings Bank
Major Rating Factors:
Excellent current capitalization (7.1 on a scale of 0 to 10) and a capital leverage ratio of 9.1. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (6.3 on a scale of 0 to 10).
Other Rating Factors:
A current level of 2.7 percent of nonperforming loans to core capital combined with 7.5 percent from a year earlier contributes to the Good asset quality (6.2). Operating profits as a percentage of assets at 1.1%, coupled with a return on assets of 1.0 has resulted in Fair (4.2) profitability.
Asset Mix:
Home mtgs (21%), securities (17%), comm loans (7%), cash (6%), comm re (5%), consumer loans (3%), home eq lns (1%), other (41%)
States with Branches:
IA
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Group Affiliation
Mediapolis Bancorporation
Investment Rating
--
Address
605 Main Street
Mediapolis, IA 52637
Mediapolis, IA 52637
Phone Number
(319) 394-3191
Year Founded
1940
FDIC Number
Website
Largest Affiliates
No affiliate information available.