Weakest Business Insurers

What our ratings mean
What if your insurer fails?
Which insurers are included in this list?
Terms and Conditions
Strongest Auto Insurers Strongest Business Insurers Strongest Homeowners Insurers
Weakest Auto Insurers Weakest Business Insurers Weakest Homeowners Insurers
Company
State
Total Assets ($000)
Weiss Financial Strength Rating
Agrinational Ins Co
VT
528,185
E
American Coastal Ins Co
FL
173,799
D
American Farmers & Ranchers Ins Co
ID
12,936
D
American Safety Casualty Ins Co
OK
156,651
D+
American Safety Indemnity Co
OK
231,578
D
Argonaut Great Central Ins Co
IL
110,893
D+
Argonaut-Midwest Ins Co
IL
43,502
D+
Associated Mutual Ins Co
NY
27,495
D+
Atlantic Casualty Ins Co
NC
185,667
D+
Business Alliance Ins Co
CA
22,039
D
California Mutual Ins Co
CA
13,163
D-
Capacity Ins Co
FL
8,543
D
Colony Specialty Ins Co
OH
112,377
D+
Commonwealth Ins Co Of America
WA
45,013
D+
Community Mutual Ins Co
NY
4,113
D
Crum & Forster Indemnity Co
DE
36,062
D+
Delos Ins Co
DE
601,209
D+
Dongbu Ins Co Ltd
HI
36,131
D-
First Jersey Casualty Ins Co Inc
NJ
14,840
D
Fremont Ins Co
MI
89,441
D+
Fulmont Mutual Ins Co
NY
5,381
D
Genesee Patrons Coop Ins
NY
6,812
D-
Global Liberty Ins Co Of NY
NY
40,291
D-
Grain Dealers Mutual Ins Co
IN
45,673
D+
Granada Ins Co
FL
26,472
E+
Great Northwest Ins Co
IN
24,658
D
Greenwich Ins Co
DE
927,955
D+
Hudson Ins Co
DE
538,664
D
Hudson Specialty Ins Co
NY
212,596
D+
Id Counties Risk Mgmt Program Undw
ID
48,712
D
Insurors Indemnity Lloyds
TX
3,370
D
Kensington Ins Co
NY
13,840
E
Leatherstocking Coop Ins Co
NY
13,504
D+
Lebanon Mutual Ins Co
PA
26,045
D
Mid-Continent Ins Co
PA
40,589
D
Midrox Ins Co
NY
5,565
D+
Montpelier US Ins Co
OK
67,370
D
Mountain Valley Indemnity Co
NH
72,651
D
Mt Morris Mutual Ins Co
WI
18,674
D+
National Group Ins Co
FL
8,180
D+
North East Ins Co
ME
102,408
D
Nuclear Electric Ins Ltd
DE
4,039,281
E+
Optima Ins Co
PR
40,106
D
Preserver Ins Co
NJ
176,103
D+
Princeton Ins Co
NJ
1,022,049
D+
Qbe Specialty Ins Co
ND
343,449
D-
Reamstown Mutual Ins Co
PA
5,890
D
Rutgers Casualty Ins Co
NJ
50,952
D+
School Boards Ins Co Of PA Inc
PA
211,350
D-
Seneca Specialty Ins Co
AZ
29,288
D+
Springfield Ins Co Inc
CA
83,718
D
State Farm Florida Ins Co
FL
1,830,575
D
Stonington Ins Co
TX
453,478
D+
Tower National Ins Co
MA
54,257
F
Underwriters At Lloyds
KY
229,164
D+
Underwriters At Lloyds London
IL
663,508
E+
Universal Ins Co
NC
25,616
D
Wilmington Ins Co
DE
4,581
D
Wisconsin American Mutual Ins Co
WI
4,015
D

Weiss Ratings scale: A = excellent, B = good, C = fair, D = weak, E = very weak, F = failed, plus sign = upper third of grade range, minus sign = lower third.

Data source: Statutory financial data reported to the National Association of Insurance Commissioners provided by SNL Financial LC, reflecting data as of December 31, 2009.

Selection criteria: U.S. insurance companies with line-of-business premium of $1 million or more with a Weiss Financial Strength Rating of D+ (Weak) or lower.