Strongest Homeowners Insurers

What our ratings mean
What if your insurer fails?
Which insurers are included in this list?
Terms and Conditions
Strongest Auto Insurers Strongest Business Insurers Strongest Homeowners Insurers
Weakest Auto Insurers Weakest Business Insurers Weakest Homeowners Insurers
Company
State
Total Assets ($000)
Weiss Financial Strength Rating
Allstate Ins Co
IL
40,828,513
B+
American Family Home Ins Co
FL
476,943
B+
American Mercury Ins Co
OK
334,378
B+
American Modern Home Ins Co
OH
965,599
B+
American National General Ins Co
MO
108,299
B+
American Strategic Ins Co
FL
323,966
B+
Amica Lloyds Of Texas
TX
71,319
B+
Amica Mutual Ins Co
RI
3,912,039
B+
Auto Club Indemnity Co
TX
12,235
B+
Auto-Owners Ins Co
MI
9,428,128
A
Bay State Ins Co
MA
308,954
B+
Bituminous Casualty Corp
IL
738,386
A-
California State Auto Asn Inter-Ins
CA
5,503,058
A-
Central Mutual Ins Co
OH
1,275,163
B+
Church Mutual Ins Co
WI
1,192,540
A
Cincinnati Ins Co
OH
9,144,909
A-
Citation Ins Co
MA
310,047
B+
Commerce Ins Co
MA
2,553,164
B+
Cooperativa D Seguros Multiples D PR
PR
468,649
B+
Country Casualty Ins Co
IL
74,026
B+
Country Mutual Ins Co
IL
3,533,575
A
Farm Bureau Mutual Ins Co
IA
1,501,240
A-
Farm Bureau Mutual Ins Co Of Id
ID
363,323
B+
Farmers Automobile Ins Asn
IL
872,854
B+
Federal Ins Co
IN
30,688,088
B+
Federated Mutual Ins Co
MN
3,944,861
A-
Frankenmuth Mutual Ins Co
MI
987,486
A
Grange Mutual Cas Co
OH
1,662,429
A-
Great Northern Ins Co
IN
1,575,583
B+
Hartford Fire Ins Co
CT
24,542,928
B+
Hartford Ins Co Of The Midwest
IN
383,026
B+
Hartford Underwriters Ins Co
CT
1,557,190
B+
Hastings Mutual Ins Co
MI
646,741
A+
Home-Owners Ins Co
MI
1,456,936
A
Ins Co Of Greater NY
NY
105,373
B+
Interins Exch Of The Automobile Club
CA
5,898,282
A+
Kentucky Farm Bureau Mutual Ins Co
KY
1,639,113
A-
Mercury Casualty Co
CA
2,294,746
A-
Merrimack Mutual Fire Ins Co
MA
956,790
A
Metropolitan Property & Cas Ins Co
RI
4,819,782
B+
Motorists Mutual Ins Co
OH
1,254,955
B+
Mountain West Farm Bu Mutual Ins Co
WY
356,741
A
National Casualty Co
WI
161,103
B+
Nationwide Mutual Fire Ins Co
OH
4,231,228
B+
North Carolina Farm Bu Mutual Ins Co
NC
1,674,081
A
North Star Mutual Ins Co
MN
376,381
B+
Otsego Mutual Fire Ins Co
NY
80,752
A-
Owners Ins Co
OH
2,647,779
A
Pacific Indemnity Co
WI
5,989,217
B+
Pekin Ins Co
IL
203,484
B+
Pioneer State Mutual Ins Co
MI
324,470
A
Property-Owners Ins Co
IN
154,967
A
Safety Ins Co
MA
1,208,306
B+
Sentry Ins A Mutual Co
WI
5,578,241
A
Southern-Owners Ins Co
MI
409,031
A-
Tennessee Farmers Mutual Ins Co
TN
2,064,524
A-
Tokio Marine & Nichido Fire Ins Ltd
NY
1,598,929
A
Travelers Indemnity Co
CT
21,250,204
A-
Trustgard Ins Co
OH
73,429
B+
Tuscarora Wayne Ins Co
PA
64,266
B+
United Services Automobile Asn
TX
20,971,910
A+
USAACasualty Ins Co
TX
6,816,526
A+
USAA General Indemnity Co
TX
564,173
B+
USAA Texas Lloyds Co
TX
358,260
B+
West Bend Mutual Ins Co
WI
1,559,828
B+
Western Agricultural Ins Co
IA
255,295
B+
Westfield National Ins Co
OH
459,141
B+

Weiss Ratings scale: A = excellent, B = good, C = fair, D = weak, E = very weak, F = failed, plus sign = upper third of grade range, minus sign = lower third.

Data source: Statutory financial data reported to the National Association of Insurance Commissioners provided by SNL Financial LC, reflecting data as of December 31, 2009.

Selection criteria: U.S. insurance companies with line-of-business premium of $1 million or more with a Weiss Financial Strength Rating of B+ (Good) or higher.