USAble Mutual Ins Co
Major Rating Factors:
Good overall profitability index (5.4 on a scale of 0 to 10) despite a decline in earnings during 2021. Good quality investment portfolio (6.5) containing junk bond exposure equal to 61.7% of capital. Excellent capitalization index (10.0) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent overall results on stability tests (7.1) based on consistent premium and capital growth in the last five years. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Principal Lines of Business:
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Licensed in:
AR, GA, TX
Principal Enrollment Breakdown:
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